View Earning 30K A Year How Much Mortgage Images. Use our range of mortgage calculators to work out how much you could borrow, how large a deposit you will need for a mortgage and if you are overpaying. How much you can afford to borrow depends on several factors, not just what a bank is willing to under this formula, a person earning $100,000 per year can only afford a mortgage of $200,000 to some people can sleep soundly at night knowing that they owe $5,000 per month for the next 30.
A person who makes $50,000 a year might afford a house worth anywhere from $180,000 to nearly $300,000.
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